This Givsee User Agreement (“Agreement”) is a legal agreement between you (“you,” “your”) and Givsee, Inc. (“Givsee,” “we,” “our” or “us”) governing your use of the Givsee service (“Givsee”). Please read this Agreement carefully. This Agreement is divided into two parts. Part One explains all of the terms that govern your use of Givsee. Part Two contains additional legal terms, including provisions that limit our liability to you and require individual arbitration for any potential legal dispute. To use Givsee, you must accept all of the terms of this Agreement.
Givsee allows you to make credit or debit card purchases from certain merchants that use Givsee's payment processing services (“Merchants”). To use Givsee, you must open an account with Givsee (“Givsee Account”) and associate a valid credit or debit card (a “Card”) with that Givsee Account. Our registration process will ask you for information including your name and other personal information. You must provide accurate and complete information in response to our questions. You must also keep the information that you provide up-to-date. We reserve the right to suspend or terminate the Givsee Account of any user who provides inaccurate, untrue, or incomplete information, or who fails to comply with the account registration requirements.
By associating a Card with your Givsee Account, you consent to Givsee temporarily authorizing a charge on that Card as part of our verification process. (You will not be required to pay this charge, and it will disappear from your statement within a few days.)
Givsee allows you to make payments, including card-based payments initiated with cards bearing the trademarks of MasterCard International Inc., American Express Company, Visa Inc., and Discover Financial Services, Inc. (collectively, the “Networks”). We are not a bank, and we do not offer banking services as defined by the United States Department of Treasury. We also do not offer money service business (“MSB”) services as defined by the United States Department of Treasury. You can associate with your Givsee Account any US-issued and most non-US issued credit, debit, pre-paid, or gift cards with a Visa, MasterCard, American Express, or Discover logo. We can update at any time the list of card types that you may associate with a Givsee Account. You may not associate HSA cards (Health Savings Account) with your Givsee Account, even if they have a Visa, MasterCard, American Express, or Discover logo on them.
By associating a Card with your Givsee Account, opening a tab with a Merchant within the Givsee application, and verbally confirming your intention to make a purchase, you authorize a charge to your Card as necessary to complete the purchase. In the event you are entitled to a reversal, refund, chargeback, or other adjustment associated with a purchase you made through Givsee, you also authorize a credit to your Card to accomplish that transaction.
Purchases you authorize through Givsee may also be subject to terms and conditions set forth by the Networks and/or the entities that issue your Card. You are responsible for complying with those terms and conditions, and you are responsible for charges and related fees imposed by those terms and conditions.
The Givsee software is part of Givsee. Among other things, the software enables you to access and use Givsee. When you install the software, you will be asked to create your user profile and to establish a Givsee Account. You must complete this and other processes in order to make payments through Givsee. You must install any and all software updates to continue to use Givsee.